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TRUSTED BY 10,000+ MALAYSIANS

Don’t Let Medical Bills
Drain Your Savings

Get comprehensive medical card coverage starting from RM150/month. Compare plans from Malaysia’s top insurers and find the perfect protection for you and your family.

Quick Plan Finder

Find the best medical card for your needs

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15+
Insurance Partners
5
Plan Types
100%
Free Consultation

WHY IT MATTERS

Why You Need a Medical Card

🏥

Rising Medical Costs

Healthcare costs in Malaysia rise 10-15% annually. A single hospital stay can cost RM20,000-RM100,000+.

💳

Hospital Admission Support

Get help with hospital admissions through your insurer. Coverage and payment options vary by plan . we help you understand your benefits.

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Cover Your Whole Family

Family plans cover spouse and children under one policy. Get higher limits at more affordable rates when you bundle as a family.

📋

Tax Benefits

Medical insurance premiums are tax-deductible up to RM3,000 per year under LHDN regulations.

Claims Assistance

We guide you through the entire claims process with your insurer, ensuring smooth and hassle-free submissions.

🌐

Wide Network

Access 200+ panel hospitals and clinics across Malaysia with your medical card.

HOW IT WORKS

Simple 4-Step Process

1

Share Your Needs

Tell us about yourself, your budget, and what coverage you need.

2

Compare Plans

We compare plans from 15+ top insurers to find the best options for you.

3

Choose Your Plan

Select the plan that best fits your needs and budget. No pressure.

4

Get Protected

Complete your application and get your medical card within days.

WHAT WE COVER

One Website. Five Medical Card Solutions.

Whether you are young and healthy, expecting a baby, managing diabetes, or wanting coverage with savings, we have the right medical card for you.

Most Popular

FOR EVERYONE

Medical Card Standalone

The essential medical card for individuals and families. Pure hospitalisation coverage with wide panel access.

Starting from

RM 80

per month (estimated)

✓ Inpatient and Surgical Coverage
✓ Cashless at Panel Hospitals
✓ Annual Limit up to RM 2 Million
✓ ICU and Day Surgery Covered
✓ Takaful and conventional options
Get Free Comparison

COVERAGE AND SAVINGS

Medical Card with Investment

Get hospitalisation coverage AND build savings at the same time. Your premium works double duty. Great for long-term planning.

Starting from

RM 200

per month (estimated)

✓ Full Medical Card Coverage
✓ Investment Fund Component
✓ Cash Value Builds Over Time
✓ Flexible Premium Allocation
✓ Add Critical Illness rider
Get Free Comparison

EXTRA PROTECTION

Medical Card with Critical Illness

Your medical card covers hospital bills. Add a Critical Illness benefit and get a lump sum payout on diagnosis.

Ask us about

CI Add-On

availability varies by insurer and plan

✓ Lump Sum Payout on Diagnosis
✓ Covers Cancer, Heart Attack, Stroke
✓ Use for Income Replacement
✓ Takaful and conventional options
✓ We compare all available options for you
Ask Us About CI
For Expecting Mums

PREGNANCY COVERAGE

Medical Card Prenatal

Protect yourself and your baby from day one. Covers pregnancy complications and delivery.

Starting from

RM 120

per month (estimated)

✓ Pregnancy Complication Coverage
✓ Newborn Congenital Conditions
✓ Normal and C-Section Delivery
✓ Baby Covered from Birth
✓ Convert to child plan after delivery
Get Free Comparison
For Diabetics

SPECIALIST MEDICAL COVER

Medical Card for Diabetics

Been told you cannot get a medical card because of diabetes? You may still qualify.

Starting from

RM 150

per month (estimated)

✓ Available for Type 1 and Type 2
✓ Diabetic Complications Covered
✓ Kidney Dialysis Coverage
✓ Honest assessment of eligibility
✓ Multiple insurer options compared
Get Free Comparison

OUR PARTNERS

We Compare All Major Providers

One adviser. Multiple options. The best recommendation for you.

AIA

Insurance

AIA Public Takaful

Takaful

Prudential

Insurance

PruBSN

Takaful

Great Eastern

Insurance

Great Eastern Takaful

Takaful

Etiqa

Insurance

Allianz

Insurance

AmMetLife

Insurance

HLA

Insurance

HLMT

Takaful

Sunlife

Takaful

Zurich Life

Insurance

Zurich Takaful

Takaful

STMB

Takaful

Manulife

Insurance

and more

We compare all!

TESTIMONIALS

What Our Clients Say

⭐⭐⭐⭐⭐

“Sangat mudah proses nya. Dalam masa 2 hari dah dapat medical card. Terima kasih banyak!”

Ahmad Razali

Kuala Lumpur

⭐⭐⭐⭐⭐

“Best service! Diorang bantu compare semua plan dan pilihkan yang sesuai untuk family saya. Highly recommended!”

Siti Nurhaliza K.

Johor Bahru

⭐⭐⭐⭐⭐

“Claim process sangat smooth. Masuk hospital terus swipe je medical card. Tak perlu bayar apa-apa!”

Rajesh Kumar

Penang

FAQ

Frequently Asked Questions

What is a medical card?

A medical card is a health insurance product that allows you to receive cashless treatment at panel hospitals. You simply present your card at the hospital and the insurer pays directly.

How much does a medical card cost?

Medical card premiums in Malaysia start from as low as RM150/month for basic coverage. The cost depends on your age, health condition, and the level of coverage you choose.

Can I get a medical card if I have pre-existing conditions?

Yes, many insurers offer coverage for people with pre-existing conditions, though there may be a waiting period or loading on premiums.

How long does it take to get approved?

Most medical card applications are approved within 2-5 working days. Once approved, your medical card will be delivered within 7-14 working days.

Ready to Protect Yourself
and Your Loved Ones?

Don’t wait for a health scare to think about coverage. Get a free, no-obligation comparison today. It takes just 5 minutes and could save you hundreds of thousands of ringgit.