Last updated: 25 March 2026
By accessing and using medicalcardmalaysia.com, you agree to the following terms and conditions. Please read them carefully before using our website or services.
1. About Us
medicalcardmalaysia.com is operated by a licensed Financial Adviser Representative. We provide information, comparison, and consultation services related to medical cards, health insurance and takaful plans available in Malaysia. We are not an insurance company or takaful operator and do not underwrite any insurance or takaful policies.
2. Information Disclaimer
The information provided on this website is for general informational and educational purposes only. While we strive to keep the information accurate and up to date, we make no representations or warranties of any kind about the completeness, accuracy, or reliability of the information. Plan details, premiums, and benefits are subject to change by the respective insurance companies and takaful operators without prior notice.
3. Not Financial Advice
The content on this website does not constitute financial, insurance, or professional advice. Any recommendations made during a consultation are based on the information you provide and are meant as guidance only. You should review the full policy documents and consult with the insurance company or takaful operator before making any purchase decisions.
4. Third-Party Products
Medical cards and insurance plans featured on our website are products of their respective insurance companies and takaful operators. We act as an intermediary to help you compare and select suitable plans. The terms, conditions, and coverage of these products are governed by the respective insurance companies and takaful operators.
5. No Guarantee
We do not guarantee approval of any insurance application. The acceptance of your application is at the sole discretion of the insurance company or takaful operator based on their underwriting criteria.
6. Limitation of Liability
medicalcardmalaysia.com shall not be liable for any loss or damage arising from your use of this website or reliance on any information provided. This includes, but is not limited to, any direct, indirect, incidental, or consequential damages.
7. External Links
Our website may contain links to external websites. We are not responsible for the content, privacy policies, or practices of any third-party websites.
8. Intellectual Property
All content on this website, including text, graphics, and logos, is the property of medicalcardmalaysia.com unless otherwise stated. You may not reproduce, distribute, or use any content without our written permission.
9. Changes to Terms
We reserve the right to update these Terms & Conditions at any time. Continued use of this website after any changes constitutes your acceptance of the updated terms.
10. Governing Law
These Terms & Conditions are governed by the laws of Malaysia.
11. Contact Us
If you have any questions about these Terms & Conditions, please contact us via WhatsApp or through the contact form on our website.